Personal Loan > Personal Loan in Bangalore
We get you personal loan you need with low interest and affordable repayment options as we have tie ups with many multinational banks, domestic banks like HDFC, Citibank, Kodak Mahindra, Tata capital among others.
Personal loan is an unsecured loan where you don’t need to pledge any kind of collateral as a guarantee to process your loan and this could mean you take less risk when getting the money and banks charge high interest as it is collateral free one
Taking personal loan depends on loan applicant’s needs, the amount of money needed and deadline to make the payment and other parameters. The interest rate in personal loan depends on factors like income you get, the type of Category Company you work for, credit rating, past credit history information, creditworthiness and other risk factors for the personal loan to be sanctioned.
Personal loan can be used for purposes like debt consolidation, medical bills, emergency needs, home extensions and family needs. Personal loans are offered by most banks and financial companies today without asking its purpose and needs. It is up to you to spend the personal loan amount the way you want it to and there are no constraints on that.
We promise you that getting the personal loan is simple right from the beginning to the end. We get you get personal loan in Bangalore at best interest rate and easy EMI options.
Personal loan Eligibility for salaried peoples:
Age limit: 21 to 60 years of age.
Should have had a work experience at least for 3 years, with the current employer one year
Minimum take home Rs.15, 000 after all deductions.
Personal loan eligibility for Business People:
Age Criteria: 21 to 60 years
Should have had run the business for 2 years
Minimum profit 2 lac after Tax
Business Continuity for five years
Features of personal loan
Best interest rate
Flexible EMI options ranging from 12 to 60 months
Easy and simple documentation
No security needed
Multipurpose loan: Generally the loan can be used for any purpose
Personal loan benefits:
Competitive interest rate
Documents required may vary from person to person based on their profession, loan amount and salary they are drawing.
Documents needed for Personal loan in Bangalore
Application form with Photographs
Proof of Identity
Passport, Driving license, Voters Id, PAN card
Proof of Address
Copy of ration card, Telephone bill, electricity bill, Rental agreement, Passport
List of documents needed for salaried people
Last three months pay slip
Last 3 months bank statements/ 6 months bank passbook
Current month salary certificate
List of documents required for Self employed people
Qualification degree certificate
IT returns for 3 years
Profit and loss statement
Business continuity Certificate