Personal Loans with Standard Chartered Bank, Apply In Good Rates

Apply for Personal loan in Standard Chartered Bank at lower interest rate online

Standard Chartered bank is a British multinational banking and financial services company incorporated in London. It has its presence in more than 70 countries and has a network of 1200 branches around the Globe. Its main services are in consumer banking, corporate banking, institutional banking, Credit cards and wealth management.

Standard chartered bank offers personal loan for purposes like to meet your immediate needs, home extension, sending children abroad for higher studies and consolidating existing debts, buying properties, expanding your business and so on. Financial position of loan applicant is assessed to estimate his creditworthiness.

Features

Personal loan features:

  • Affordable financing
  • Personal loan is available for both self employed people and Salaried persons
  • High loan amounts
  • We offer loans up to 30 lacs for salaried people and 10 lacs for self employed people
  • Low interest rates

Unsecured loans:

  • You can get personal loans without the need for security, collateral and Guarantors. Repayment options vary from ECS, PDCs or Account debit
  • Easy documentation and quick processing
  • Existing Standard Chartered Personal loans can be topped up easily

Standard chartered bank personal loan details:

  • Interest rate charges: 12.99 % onwards
  • Interest rate charges: 12.99 % onwards
  • Processing Fee: .50% to 1%
  • Prepayment Charges: 0% to 5% after the completion of 12 EMIs and giving the bank 21 days notice.
  • Part payment: Not allowed
  • Loan tenures: 1 to 5 years
  • Foreclosure: Allowed after 12 EMIs prepayment charges may apply

Eligibility criteria:

  • Minimum age limit: 22 Years
  • Maximum age limit: 58 years

Personal loan benefits:

  • Flexible repayment options ranging up to 60 months
  • Personal loan for salaried and self employed individuals
  • No Security or Guarantor required
  • Hassle free documentation process
  • Instant decision when you apply online
  • Personal loan offered up to 30 lacs
  • 50% discount on processing fee for online application

Documents

Documents required for Standard chartered Personal loan:

  • Application form with photograph

Identity proof:

  • Passport, Photo Pan Card, driving license, Voter Id Card, Photo ration card

Address Proof:

  • Passport, Telephone Bill, ration card, electricity bill, driving license, medical insurance policy, rental agreement, apartment allotment letter

Income Proof:

  • Latest salary slips, Form 16, last 3 months bank statements, Passbook

Job continuity Proof:

  • Appointment letter, form 16 for 2 years

Signature proof:

  • PAN card, Driving License, Passport copy,

If you would like to know more on Standard Chartered bank personal loan, have a word with our team.

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