25 Years Expertise

2 lacs + Customers

7500 + Crores Disbursed

Personal Loan APR Starts from 11.99% to max 20% | Loan Tenure from 1 - 5 Years
Verify your exact Personal Loan Interest Rate & Offers in a 1 minute.
Get started by telling us more about yourself and the loan you are looking for.
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In order to find out the various banks you can avail a personal loan from, with simplified form fill the to find the result personal loan eligibility calculator:

AXIS Personal Loans Offer a Range of Flexible Payment and Borrowing Options

Axis Bank Personal Loan Interest Rate @10.99%. Get your Personal Loan

Axis bank is one of the top most leading banks in India. Though being the private sector bank, its shares and dividends are monitored and governed by Reserve Bank of India (RBI).

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Axis Bank Loan Procedure:

Axis bank personal loan help you to meet all your financial needs and personal requirements.

  • Loans are available from 50, 000 to 15 00,000.
  • Best interest rate.
  • Simplified procedure

Basically the loan amount, interest rate and other charges associated with loan depends on the type of the company the borrower works, any other previous loans, credit cards, monthly net income after all deductions , duration of your current residence, total over all experience, age, the type of city the borrower resides in.

If the loan applicant works in MNC the interest rate varies from 12 to 15%. If it is other types of cat C and cat D the interest rate will go up further from 15%. Always one should consider reducing tenure of personal loan, as it brings down the risk factor associated with the loan.

Always the loan repayment period and the size of your EMI are inversely related. The longer the repayment period, lesser will be the EMI.

Personal loan eligibility for Salaried Individuals:

  • The salaried person includes private companies, MNC company employees, public sector companies, central government employees.
  • Minimum age limit for applying axis bank is 21 years, and maximum limit is 60 years.
  • Minimum monthly net income should be 15000 after all the deductions.
  • Maximum loan amount avail is Rs 15 lacs.

Documentation needed for Self Employed Persons:

  • Latest Bank statement
  • ILatest ITR or Form 16
  • Business continuity Proof

The Axis bank Loan process

  • There is certain process followed by Axis Bank.
  • Collecting the all documents relevant to the loan
  • Logging in the loan application in Axis bank
  • Waiting for either approval or rejection status
  • Signing of Loan Agreement with loan applicant
  • Finally disbursal of loan amount in to the borrower's account by Axis Bank

Documentation needed for Salaried Persons:

  • Identity proof - Government Id cards, PAN card, Driving license and photographs.
  • Income Proof: Last three month pay slips and recent months bank statements
  • Residence Proof: Ration card, latest phone bill, passport, Voter id containing mailing address.