25 Years Expertise

2 lacs + Customers

7500 + Crores Disbursed

Personal Loan APR Starts from 11.99% to max 20% | Loan Tenure from 1 - 5 Years
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In order to find out the various banks you can avail a personal loan from, with simplified form fill the to find the result personal loan eligibility calculator:

Personal Loans with Citi Union Bank, Apply In Good Rates

Citi Union Bank Personal loan:

The city union bank was established on 1904, in the initial period it played the role of regional bank in Thanjavur,Tamil Nadu and it has made its presence felt in Thanjavur District.

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Personal loan Eligibility for Salaried People:

Loan Purpose:

  • City union bank offers personal to the salaried peoples to buy consumer durables such as Television, Refrigerator, Wet Grinder and Furniture. It does not offer the loan for vehicles and Gold, Second hand consumer durables.

Permissible Loan Amount:

  • Ten moths net take home/income is allowed and the maximum loan amount: Rs.50, 000
  • For the calculation of Net Income, Spouse salary can be included and add spouse as co-applicant of the loan.


  • 10%;

Interest Rate:

  • Base Rate: 10.50%
  • BR plus 7.00 e...16.25%


  • Guarantor Needed

Third Party Guarantee:

  • Along with the loan applicant, spouse, any individual fulfilling eligibility criteria can stand as a Co applicant.


  • Repayment period is 36 equated monthly installed months.

Processing fees:

  • 1% of the loan amount to be processed as processing fee.
  • No other hidden charges with this loan.


  • Post dated cheques need to be obtained.


  • Post dated cheques need to be obtained.


  • Disbursement of loan amount to be made directly to loan applicant account
  • An authorization letter from loan applicant to deduct the equated monthly installment from their saving banking account till the entire loan amount is repaid.
  • Flexible repayment option for 3 years

Insurance Cover:

  • If the loan applicant wants to get the loan insured, the same can be done at the cost of Loan borrower.

Documents needed for Bank of India personal loan:

  • Signed application form and Photographs

Identity proof:

  • Passport, Voter Id card, driving license, PAN card and photographs

Residence Proof:

  • Ration card, latest phone bill, passport, Voter id containing mailing address.

Income Proof:

  • Last three month pay slips and recent months bank statements
  • Latest pay slip

Documents for self employed people:

  • IT returns for the last 2 years
  • Latest form 16

If you would like to know about City Union Bank personal loan, have a word with us.

Elisa d

Sir my salary credited in cityunion bank.so i can pay netbanking easily