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Lender
Interest rate (%)
Maximum Loan Amount (% of Property Value)
Processing
fee (% of
loan amount)*
Tenure (Years)
Pre-closure details
Allowed
after
(Months)
Charges (% of
outstanding
amount)
HDFC LTD
6.70%* - 8.00%
80%
Up to 0.5% (max.₹ 11,800)
20
1
No Charges
Indiabulls
8.99%
75% - 80%
0.50% - 1%
25
0
ICICI Bank
6.90% - 8.05%
80%
0.50% + Applicable Taxes
30
1
Axis Bank
6.90% p.a. onwards
0.50% (min.₹ 10,000)
30 Years
1
Zero
Kotak
6.80%
2crores
10,000 + Gst
25
1 month
Lender
Interest rate (%)
Maximum Loan Amount (% of Property Value)
Processing
fee (% of
loan amount)*
Tenure (Years)
Pre-closure details
Allowed
after
(Months)
Charges (% of
outstanding
amount)
HDFC LTD
7.0%
80%
10,000 + Gst
25
1
- NIL
PNB
7.75%
75% - 80%
10,000 + GST
25
12
Axis Bank
7.25%
80%
10,000 + GST
25
1
NIL
Kotak
7.0%
75% - 80%
10,000 + GST
20
1 month
India Bulls
8.75%
80%
0.5% + GST
20
12
DCB
8.75%
75% - 80%
0.5% + GST
25
12
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The offer of the banks is only indicative and final sanction including the amount, interest rate, tenure or any features of the loan is at the sole discretion of the bank and subject to creditability. This site does not take any responsibility for any sudden / uninformed changes in interest rates or any other information related to products, banks or any other data mentioned on the website. However, we are not responsible in any way if the data, material and information on the Websites are found to be inaccurate or if there are any errors or omissions in the data. Terms & Conditions apply.

Loan Breakup Chart
 
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Total Interest Due  
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Processing Fee
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Total Amount
Payable
  
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Amortization Table - Annual View
Year
Starting
Balance (Rs)
Interest
Paid (Rs)
Principal
Paid (Rs)