25 Years Expertise

2 lacs + Customers

7500 + Crores Disbursed

Personal Loan APR Starts from 11.99% to max 20% | Loan Tenure from 1 - 5 Years
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In order to find out the various banks you can avail a personal loan from, with simplified form fill the to find the result personal loan eligibility calculator:

Personal Loans with Karnataka Bank, Apply In Good Rates

Apply for Karnataka Bank Personal loan at lower Interest rate:

Karnatak bank was established in 1924. Karnataka bank is one of the leading banking financial service companies located in Mangalore,Karnataka. The bank has a wider network of 715 branches and 1100 ATM’s across 21 states and 2 union territories. The services and products Karnataka bank offers are multi branch banking, deposit schemes, fixed deposits, ready money deposit, cumulative deposit, NRI services, loan schemes for salaried persons and InstaCash.

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Amount of Loan:

  • Karnataka bank offers maximum of 10 times of monthly gross salary. The maximum quantum of loan is Rs.5 lakh

Loan Tenure:

  • Up to 5 years


  • Up to 2 Lakh, co-applicant should be a permanent employee of reputed companies, universities, Institution, Colleges
  • Above 2 lakh, co-applicant should be a permanent employee of reputed companies, universities, Institution, Colleges, Liquid security of LIC policies and NSC

Interest Rate:

  • Base rate: 10.25%
  • Interest Rate: BR+6.50...17.00%

Eligibility for K-Power Personal loan:

  • Individual having SB/CA in this bank is eligible. He can be a salaried person, a professional or someone receiving regular income from rent and Pension, etc.

Loan Amount:

  • You can get up to Rs.25, 000. The amount withdrawal can be through ATM.


  • Subject to renewal before the due date

Documents required for Karnataka bank Personal loan

  • Recent passport size Photographs

Identity Proof:

  • Passport, Voter Id, PAN Card, Driving License

Address Proof:

  • Ration Card, Electricity Bill, Passport

Income Proof:

  • Last three months Bank Statements, 6 months passbook

For salaried Individual:

  • Latest salary slip
  • Form 16

Documents for self employed people

  • Latest bank statements
  • Income Tax Return for last 2 years

If you would like to know more about Personal loan in Karnataka bank, have a word with our team and experience the difference.


i am civil work contractor your bank old custemer my personal loan in available your bank please sanction loan