25 Years Expertise

2 lacs + Customers

7500 + Crores Disbursed

Personal Loan APR Starts from 11.99% to max 20% | Loan Tenure from 1 - 5 Years
Verify your exact Personal Loan Interest Rate & Offers in a 1 minute.
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In order to find out the various banks you can avail a personal loan from, with simplified form fill the to find the result personal loan eligibility calculator:

Personal Loans with Great Rates At KOTAK MAHINDRA

Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank is one of India's largest private banks with headquarters in Mumbai with a large market capitalization value. It is the first non-bank financing company that has converted to banking services.

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Avail personal loan from 50,000 to 15 lakhs.

  • Flexible EMI options - Loan tenures ranging from 12 to 60 months for the salaried people
  • Quick approval on loans
  • Hassle free processing
  • No security and Collateral needed
  • Security, no collateral required
  • Best interest rate


  • Age Limit: 21 to 58 years
  • Employees employed in MNCs, Public sector limited and large private ltd companies
  • Income level - Net income of 25,000 after all the deductions
  • Educational Qualification: Minimum Graduate
  • Total work experience: Minimum 2 years
  • Years in City: Minimum 1 year

Personal Loan Interest Rates & Charges in India:

  • Processing fee up to 2% of Loan Amount
  • Prepayment / Foreclosure charge - After 12 months

Documentation needed for Personal loan

Identity Proof:

  • Passport copy, Voters Id, Driving license
  • Pan Card
  • Aadhar card

Address Proof:

  • Passport copy, Voter’s Id
  • Ration card
  • Rental agreement copy
  • Bank account statement for last six months
  • Latest IT return
  • Electricity bill
  • Last 3 months pay slips and form 16
  • Self Employed Latest 2 Years IT and 6 Months Bank Statements