Apply for Personal loan in Bangalore with lower interest rate

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Personal Loan > Personal Loan in Bangalore

We get you personal loan you need with low interest and affordable repayment options as we have tie ups with many multinational banks, domestic banks like HDFC, Citibank, Kodak Mahindra, Tata capital among others.

Personal loan is an unsecured loan where you don’t need to pledge any kind of collateral as a guarantee to process your loan and this could mean you take less risk when getting the money and banks charge high interest as it is collateral free one

Taking personal loan depends on loan applicant’s needs, the amount of money needed and deadline to make the payment and other parameters. The interest rate in personal loan depends on factors like income you get, the type of Category Company you work for, credit rating, past credit history information, creditworthiness and other risk factors for the personal loan to be sanctioned.

Personal loan can be used for purposes like debt consolidation, medical bills, emergency needs, home extensions and family needs. Personal loans are offered by most banks and financial companies today without asking its purpose and needs. It is up to you to spend the personal loan amount the way you want it to and there are no constraints on that.

We promise you that getting the personal loan is simple right from the beginning to the end. We get you get personal loan in Bangalore at best interest rate and easy EMI options.

Personal loan Eligibility for salaried peoples:

Age limit: 21 to 60 years of age.

Should have had a work experience at least for 3 years, with the current employer one year

Minimum take home Rs.15, 000 after all deductions.

Personal loan eligibility for Business People:

Age Criteria: 21 to 60 years

Should have had run the business for 2 years

Minimum profit 2 lac after Tax

Business Continuity for five years

Features of personal loan

Best interest rate

Flexible EMI options ranging from 12 to 60 months

Easy and simple documentation

No security needed

Multipurpose loan: Generally the loan can be used for any purpose

Personal loan benefits:

Competitive interest rate

Minimal documentation

Documents required may vary from person to person based on their profession, loan amount and salary they are drawing.

Documents needed for Personal loan in Bangalore

Application form with Photographs

Proof of Identity

Passport, Driving license, Voters Id, PAN card

Proof of Address

Copy of ration card, Telephone bill, electricity bill, Rental agreement, Passport

List of documents needed for salaried people

Last three months pay slip

Last 3 months bank statements/ 6 months bank passbook

Current month salary certificate

List of documents required for Self employed people

Qualification degree certificate

IT returns for 3 years

Profit and loss statement

Business continuity Certificate

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