25 Years Expertise

2 lacs + Customers

7500 + Crores Disbursed

Personal Loan APR Starts from 11.99% to max 20% | Loan Tenure from 1 - 5 Years
Verify your exact Personal Loan Interest Rate & Offers in a 1 minute.
Get started by telling us more about yourself and the loan you are looking for.
City you Stay in
Company you work for
Net Monthly Salary
Loan Amount
Choose Tenure
Salary Account
Did you file the IT Return

In order to find out the various banks you can avail a personal loan from, with simplified form fill the to find the result personal loan eligibility calculator:

Personal Loans with SBI, Apply In Good Rates

Apply for SBI personal loan at lower interest rate Online

State bank of India is an Indian multinational, public sector banking and financial services company headquartered in Mumbai, Maharashtra. As of 2014-15, it has 16333 branches, including 191 foreign offices occupied across 36 countries making it the largest banking and financial company in India by asset.

Show More..

Amount of Loan:

  • Low interest rates
  • Low processing fees
  • No hidden cost
  • No security required
  • Minimal documentation
  • No prepayment penalties


  • Individuals working on good quality corporate companies and working professionals including doctors, architects, chartered accountants and engineers, MBA’s with a minimum 2 years of standing period.

Loan Amount:

  • Personal loan amount depends on your personal income, your credit-worthiness and repayment capacity.
  • Minimum Loan amount: Rs 24,000 Metro and Urban cities
  • Minimum Loan amount:: Rs 10000 in rural and semi urban cities.

Maximum loan Amount:


  • The loan is repayable in 48 EMIs; you are allowed to make the payments more than EMI without attracting any prepayment penalty

Eligibility for K-Power Personal loan:

  • Individual having SB/CA in this bank is eligible. He can be a salaried person, a professional or someone receiving regular income from rent and Pension, etc.


  • Nil

Special features of SBI personal loan:


  • Minimum net monthly income: Rs.7500
  • EMI/NMI ratio should not exceed 50%

Processing Fees:

  • Processing fees of 2.02 % to 3.03 % of the loan amount

Interest Rates:

  • 8.50 Above the base rate floating, currently 17.50 P. a

Loan tenure:

  • 4 years

Guarantor required:

  • no guarantor needed

We provide personal loans to the employees of following entities having salary account with us at zero margin, and very best interest rates with fast and easy processing

  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates

Documents required for the Personal loan applicable to all applicants

  • Signed application with photograph

Proof of Identity:

  • Photocopies of Voter Id card, Passport, Driving license, IT PAN card

Proof of residence:

  • Photocopies of recent Telephone bills, Electricity bill, property tax receipt, Passport, Voter ID Card

Proof of business address for non salaried individuals

  • Statement of bank Account, Passbook for the last six months
  • Signature Identification from the present bankers
  • Personal Assets and Liabilities statement

For guarantor wherever applicable:

  • Personal Assets and Liabilities statement
  • Passport size photograph
  • Proof of identification certificate
  • Residence proof certificate
  • Proof of business address

Additional documents required for the salaried persons

  • Original salary certificate from employer
  • TDS certificate on form 16 or copy of IT returns for the last two financial years, duly acknowledged by IT department.

Additional documents required for Professional / self employed / other IT assesses

  • Acknowledged copies of three years I.T returns/ Assessment Orders
  • Photocopies of challans evidencing payment of Advance Income tax

For more information on getting the SBI personal loan, get in touch.